You Asked For An Association Sponsored Health, Dental and Critical Illness Insurance Plan and We Are Excited To Introduce....

ND PROTECTPLUS Health Insurance Solutions to Take Care of You, Your Family and Your Clinic Staff!

The OAND is very pleased to offer, exclusively to its members, their family and their clinic staff, the ability to purchase a full range of health insurance offered by Manulife Financial. Applying for any of these programs is easy as the rates are standardized and you can easily calculate your monthly premium based on the choices you make. To review specific coverages and options for the individual plans please click on the links below.
 
Health and Dental Plan

Critical Illness Plan

Travel Insurance Plan
 
Many of you have contacted us because you have not had access to preferential association rates before this, so we would encourage you to take a close look at the packages offered and select the ones that best meet your needs. You will see that there are four levels of benefits in the Health and Dental Plan*, with different pricing for each. You also have the option of purchasing Dental Coverage only. These plans are competitively priced and cost you less than you would be able purchase on an individual basis.

The Critical Illness Plan* has a maximum of $25,000.00 benefit with minimal health questions asked and it covers most of the major illnesses that would prevent a person from working. You have a choice of selecting a return on premium option with the Critical Illness Plan which means if you reach the age of 75 and have not made a claim, Manulife Financial will reimburse all the premiums you paid – up to
$25,000!

The Travel Insurance Plan* is very versatile and so necessary whenever we go out of province or have visitors coming here.

*To review pricing tables, simply click on the name of the plan.

To apply simply download the individual application forms below, fill them out selecting the options you wish to purchase and fax the application directly to Manulife. Manulife toll-free fax: 1-800-987-0627.

Click here for the Health and Dental Plan Application Form

Click here for the Critical Illness Plan Application Form

Click here for the Travel Insurance Plan Application Form

Click here for the Travel Insurance Plan Application Form for Visitors to Canada


The introduction of ND ProtectPlus enhances membership benefits even further. We hope you take advantage of it. Please note that Manulife adjusts their plan rates annually on May 1. The prices shown here will be available until May 1, 2008.  If you sign up for any of these programs ahead of May 1, 2008 you are guaranteed the published rates for the first year of your coverage.

For more information on any of the plans offered under ND ProtectPlus please contact the OAND Broker for ND ProtectPlus, Christopher Nivet, or Johanne Besner-Webb, your ND ProtectPlus specialists with Compass Financial, at 1-866-ND7OAND (1-866-637-6263) or by email at compassfinancial@rogers.com.  If you wish to speak to a staff at the OAND please contact Alison Dantas, CEO at x. 23 or at adantas@oand.org .